America's Lending Partners

Home Mortgage Refinance

A mortgage refinance involves renegotiating an existing mortgage in order to obtain a better interest rate or lower payments that are more favorable to one's financial situation. Mortgage refinancing can also be used to obtain extra cash, either via a one-off lump sum or via lower monthly mortgage payments, for home improvements, debt consolidation, or some other personal financing need.

Home Equity Loan

With a home equity loan you can cash out the equity stored up in your home and use it for whatever purpose you see fit, even to consolidate debt. A home equity loan acts as a second mortgage, giving you a one-off cash payment which you then repay over the life of the home equity loan.

Home Purchase Loan

A home purchase involves the purchase of a new home. This could involve a primary residence, or a vacation home or investment property. Collateral or cash down payments have a higher impact on purchase home loans. Credit score is also an important factor.